Back Office Services Bosa Deposits Amounts used as security against loans. These amounts are drawable on resignation of 60 days. These amounts are used as measures for members loans eligibility. Normal Loan Meant for capital investment. Maximum repayment period of 60 months. Interest rate on reducing balance. School Fees Loan Meant to assist in payment of school fees for members children or themselves. Maximum repayment period of 18 months. Interest rate on reducing balances BOSA Advance Flexible period. Maximum repayment period of 12 months. Low interest rate on reducing basis. Special Emergency Loan Meant to assist members in case of emergencies i.e. medical expenses. Maximum repayment period of 12 months. Interest on reducing balance. Business Loan Issued to the business people. Repayable in 36 months. Interest rate on reducing balance. Instant Loan Loan applied and processed instantly Flexible repayment period of up to 24 months Supa Loan Flexible repayment period of up to 36 months. Interest payable on reducing balance basis.